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1 Your Numbers
2 The Sale
3 Confirm Rates
4 Your Estimate
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We’re not here to gate your success behind an email wall. Run the numbers, download your report, and walk away — no follow-up sales emails. Our job is to pile a few stones into your sling. The decision stays yours.
These are estimates. You can fine-tune the calculated tax rates in step 3 if your situation differs from what the slider suggests.
State
Don’t see your state? Pick Nevada — it models $0 state tax, so you still get your full federal estimate.
The Sale
Enter these from your closing statement and tax records. They drive the gain calculation.
Why this number? As a rental, the IRS expects depreciation to be claimed each year. Under the “allowed or allowable” rule, recapture is owed on what you could have deducted — even if you never did. We estimate it as 80% of your purchase price (the building, not land) over 27.5 years × years owned. Have your actual figure? Enter it.
Transaction costsCommissions, escrow, title, transfer fees.
Confirm Your Tax Rates
We’ll calculate using these rates — each a starting estimate based on the income you reported and the gain on this sale. If you know your situation better than we can guess, change any of them.
Why these defaults?
Your Estimate
Two views of the same sale — tap a tab to switch between them.
Gross proceeds — how we got here
Taxes owed — how it’s built
Based on the rates you confirmed.
You Keep
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How do I keep more?
This is an estimate based on the information you provided. Real transactions involve complications this tool doesn’t capture — partial-year residency, AMT, state-source income rules, FTB withholding, recapture edge cases. The numbers are accurate enough to start a conversation with a fiduciary advisor. They are not tax advice. 2026 tax year; California 2026 schedules pending — state figures use 2025 brackets.
Informational Purposes Only. This report is provided for informational and educational purposes only. It is not intended to constitute, and should not be relied upon as, investment, tax, legal, accounting, or financial planning advice. The strategies presented are illustrative only and may not be appropriate for every individual. No recommendation or investment advice is being provided unless and until you enter into an advisory relationship with Savvy Advisors Inc. and receive advice from your advisor based on your specific facts and circumstances.
Tax and Legal Considerations. Certain strategies discussed may involve tax, estate planning, legal, or other considerations. Information was obtained from sources believed to be reliable, but was not verified for accuracy. Federal, state, and local tax laws, including the Internal Revenue Code, are complex and subject to change. Taxpayers are responsible for verifying their taxation obligations.
AI-Generated Content and Advisor Review. Portions of this report were generated using a third-party artificial intelligence (“AI”) tool based on the responses you provided. AI-generated outputs may be incomplete, inaccurate, outdated, or not applicable to your circumstances, particularly if the information provided is incorrect or incomplete. The quality and relevance of the report depend on the accuracy and completeness of the information provided. You should review this report carefully and discuss any potential strategy with your advisor before taking action. Your advisor will review the information with you and help determine whether any strategy may be appropriate based on your financial circumstances, objectives, risk tolerance, liquidity needs, tax situation, and other relevant factors.
General Disclosure. Investment advisory services are offered through Savvy Advisors Inc. (“Savvy”), an investment adviser registered with the Securities and Exchange Commission (“SEC”). Registration with the SEC does not imply any level of skill or training. Standing Oak Advisors is a “doing business as” name used for marketing purposes. Standing Oak Advisors and Savvy are not affiliated. For more information about Savvy, investment risks, conflicts of interest, and risks associated with the use of AI, please review Savvy’s Form ADV Part 2A brochure. A copy of Savvy's brochure can be found at https://www.savvywealth.com/
Important Disclosure Regarding Delaware Statutory Trust (DST) Investments
Delaware Statutory Trust ("DST") investments are generally offered through private placement offerings and are intended only for investors who satisfy the eligibility requirements established by the issuer and applicable securities laws. In many cases, DST offerings are available only to investors who qualify as accredited investors.
DST investments are not suitable for all investors. They are generally illiquid, are not listed on a public exchange, and involve investment risks, including the possible loss of principal. Investment objectives, risks, fees, expenses, tax considerations, and offering terms vary by investment and should be carefully reviewed before investing.
Nothing in this material constitutes an offer to sell or a solicitation of an offer to buy any specific DST investment. Any offer may be made only by means of the applicable private placement memorandum and other offering documents. Investors should carefully review these materials and consult with their legal, tax, and financial advisors to determine whether a DST investment is appropriate in light of their individual circumstances.
1031 Exchange Disclosure: DST investments are often used as replacement property in connection with Section 1031 like-kind exchanges. Investors should consult with their qualified tax advisor regarding the tax consequences and eligibility requirements associated with a 1031 exchange. Neither this material nor the adviser provides legal or tax advice.
Qualified Opportunity Zones (QOZ): Material prepared herein has been created for informational purposes only and should not be considered investment, tax, or legal advice or a recommendation to invest in any Qualified Opportunity Fund (“QOF”) or Qualified Opportunity Zone program. Information was obtained from sources believed to be reliable but was not verified for accuracy.
Qualified Opportunity Zone investments are speculative and involve a high degree of risk, including illiquidity, loss of principal, limited transferability, and long holding-period requirements. The tax benefits associated with QOZ investments — including deferral, reduction, and potential elimination of capital gains — are governed by Section 1400Z of the Internal Revenue Code (IRC) and accompanying Treasury regulations, which are subject to change and to differing interpretation. Eligibility for any tax benefit depends on the investor’s individual circumstances and strict compliance with applicable timing and reinvestment rules. There is no guarantee that a QOF will meet program requirements or that any anticipated tax treatment will be realized.
It is the responsibility of taxpayers to verify their own taxation obligations. Investors should consult their own tax, legal, and financial professionals before making any investment decision.
Estate Planning: Material prepared herein has been created for informational purposes only and should not be considered investment, tax, or legal advice or a recommendation. Information was obtained from sources believed to be reliable but was not verified for accuracy.
Estate planning involves complex legal and tax considerations that vary significantly based on individual circumstances and the laws of the applicable jurisdiction. Federal and state estate, gift, and generation-skipping transfer tax laws under the Internal Revenue Code (IRC) and applicable state statutes are subject to change, including scheduled sunset provisions that may alter exemption amounts and tax rates. The strategies discussed may not be suitable for all individuals, and their effectiveness depends on factors unique to each person's situation. Savvy Advisors Inc. does not provide legal advice or prepare legal documents. It is the responsibility of individuals to verify their own circumstances. Investors should consult their own qualified estate planning attorney, tax professional, and financial advisor before implementing any estate planning strategy.
Trust & Corporate Structures: Material prepared herein has been created for informational purposes only and should not be considered investment, tax, or legal advice or a recommendation to establish any particular trust, business entity, or corporate structure. Information was obtained from sources believed to be reliable but was not verified for accuracy.
The formation, administration, and taxation of trusts and corporate or business entities involve complex legal and tax considerations that vary based on individual circumstances, entity type, and the laws of the applicable jurisdiction. Federal tax treatment under the Internal Revenue Code (IRC), as well as applicable state laws governing entity formation and fiduciary obligations, are subject to change and to differing interpretation. The appropriateness of any trust or corporate structure depends on factors unique to each person's situation, and there is no guarantee that any anticipated legal protection or tax treatment will be realized. Savvy Advisors Inc. does not provide legal advice or prepare legal documents. It is the responsibility of individuals to verify their own taxation and legal obligations. Investors should consult their own qualified attorney, tax professional, and financial advisor before establishing or modifying any trust or corporate structure.
Tax and Legal Considerations. Certain strategies discussed may involve tax, estate planning, legal, or other considerations. Information was obtained from sources believed to be reliable, but was not verified for accuracy. Federal, state, and local tax laws, including the Internal Revenue Code, are complex and subject to change. Taxpayers are responsible for verifying their taxation obligations.
AI-Generated Content and Advisor Review. Portions of this report were generated using a third-party artificial intelligence (“AI”) tool based on the responses you provided. AI-generated outputs may be incomplete, inaccurate, outdated, or not applicable to your circumstances, particularly if the information provided is incorrect or incomplete. The quality and relevance of the report depend on the accuracy and completeness of the information provided. You should review this report carefully and discuss any potential strategy with your advisor before taking action. Your advisor will review the information with you and help determine whether any strategy may be appropriate based on your financial circumstances, objectives, risk tolerance, liquidity needs, tax situation, and other relevant factors.
General Disclosure. Investment advisory services are offered through Savvy Advisors Inc. (“Savvy”), an investment adviser registered with the Securities and Exchange Commission (“SEC”). Registration with the SEC does not imply any level of skill or training. Standing Oak Advisors is a “doing business as” name used for marketing purposes. Standing Oak Advisors and Savvy are not affiliated. For more information about Savvy, investment risks, conflicts of interest, and risks associated with the use of AI, please review Savvy’s Form ADV Part 2A brochure. A copy of Savvy's brochure can be found at https://www.savvywealth.com/
Important Disclosure Regarding Delaware Statutory Trust (DST) Investments
Delaware Statutory Trust ("DST") investments are generally offered through private placement offerings and are intended only for investors who satisfy the eligibility requirements established by the issuer and applicable securities laws. In many cases, DST offerings are available only to investors who qualify as accredited investors.
DST investments are not suitable for all investors. They are generally illiquid, are not listed on a public exchange, and involve investment risks, including the possible loss of principal. Investment objectives, risks, fees, expenses, tax considerations, and offering terms vary by investment and should be carefully reviewed before investing.
Nothing in this material constitutes an offer to sell or a solicitation of an offer to buy any specific DST investment. Any offer may be made only by means of the applicable private placement memorandum and other offering documents. Investors should carefully review these materials and consult with their legal, tax, and financial advisors to determine whether a DST investment is appropriate in light of their individual circumstances.
1031 Exchange Disclosure: DST investments are often used as replacement property in connection with Section 1031 like-kind exchanges. Investors should consult with their qualified tax advisor regarding the tax consequences and eligibility requirements associated with a 1031 exchange. Neither this material nor the adviser provides legal or tax advice.
Qualified Opportunity Zones (QOZ): Material prepared herein has been created for informational purposes only and should not be considered investment, tax, or legal advice or a recommendation to invest in any Qualified Opportunity Fund (“QOF”) or Qualified Opportunity Zone program. Information was obtained from sources believed to be reliable but was not verified for accuracy.
Qualified Opportunity Zone investments are speculative and involve a high degree of risk, including illiquidity, loss of principal, limited transferability, and long holding-period requirements. The tax benefits associated with QOZ investments — including deferral, reduction, and potential elimination of capital gains — are governed by Section 1400Z of the Internal Revenue Code (IRC) and accompanying Treasury regulations, which are subject to change and to differing interpretation. Eligibility for any tax benefit depends on the investor’s individual circumstances and strict compliance with applicable timing and reinvestment rules. There is no guarantee that a QOF will meet program requirements or that any anticipated tax treatment will be realized.
It is the responsibility of taxpayers to verify their own taxation obligations. Investors should consult their own tax, legal, and financial professionals before making any investment decision.
Estate Planning: Material prepared herein has been created for informational purposes only and should not be considered investment, tax, or legal advice or a recommendation. Information was obtained from sources believed to be reliable but was not verified for accuracy.
Estate planning involves complex legal and tax considerations that vary significantly based on individual circumstances and the laws of the applicable jurisdiction. Federal and state estate, gift, and generation-skipping transfer tax laws under the Internal Revenue Code (IRC) and applicable state statutes are subject to change, including scheduled sunset provisions that may alter exemption amounts and tax rates. The strategies discussed may not be suitable for all individuals, and their effectiveness depends on factors unique to each person's situation. Savvy Advisors Inc. does not provide legal advice or prepare legal documents. It is the responsibility of individuals to verify their own circumstances. Investors should consult their own qualified estate planning attorney, tax professional, and financial advisor before implementing any estate planning strategy.
Trust & Corporate Structures: Material prepared herein has been created for informational purposes only and should not be considered investment, tax, or legal advice or a recommendation to establish any particular trust, business entity, or corporate structure. Information was obtained from sources believed to be reliable but was not verified for accuracy.
The formation, administration, and taxation of trusts and corporate or business entities involve complex legal and tax considerations that vary based on individual circumstances, entity type, and the laws of the applicable jurisdiction. Federal tax treatment under the Internal Revenue Code (IRC), as well as applicable state laws governing entity formation and fiduciary obligations, are subject to change and to differing interpretation. The appropriateness of any trust or corporate structure depends on factors unique to each person's situation, and there is no guarantee that any anticipated legal protection or tax treatment will be realized. Savvy Advisors Inc. does not provide legal advice or prepare legal documents. It is the responsibility of individuals to verify their own taxation and legal obligations. Investors should consult their own qualified attorney, tax professional, and financial advisor before establishing or modifying any trust or corporate structure.