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1 Your Numbers
2 The Sale
3 Confirm Rates
4 Your Estimate
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We’re not here to gate your success behind an email wall. Run the numbers, download your report, and walk away — no follow-up sales emails. Our job is to pile a few stones into your sling. The decision stays yours.
These are estimates. You can fine-tune the calculated tax rates in step 3 if your situation differs from what the slider suggests.
State
Don’t see your state? Pick Nevada — it models $0 state tax, so you still get your full federal estimate.
The Sale
Enter these from your closing statement and tax records. They drive the gain calculation.
Why this number? As a rental, the IRS expects depreciation to be claimed each year. Under the “allowed or allowable” rule, recapture is owed on what you could have deducted — even if you never did. We estimate it as 80% of your purchase price (the building, not land) over 27.5 years × years owned. Have your actual figure? Enter it.
Transaction costsCommissions, escrow, title, transfer fees.
Confirm Your Tax Rates
We’ll calculate using these rates — each a starting estimate based on the income you reported and the gain on this sale. If you know your situation better than we can guess, change any of them.
Why these defaults?
Your Estimate
Two views of the same sale — tap a tab to switch between them.
Gross proceeds — how we got here
Taxes owed — how it’s built
Based on the rates you confirmed.
You Keep
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How do I keep more?
This is an estimate based on the information you provided. Real transactions involve complications this tool doesn’t capture — partial-year residency, AMT, state-source income rules, FTB withholding, recapture edge cases. The numbers are accurate enough to start a conversation with a fiduciary advisor. They are not tax advice. 2026 tax year; California 2026 schedules pending — state figures use 2025 brackets.
Informational Purposes Only. This report is provided for informational and educational purposes only. It is not intended to constitute, and should not be relied upon as, investment, tax, legal, accounting, or financial planning advice. The strategies presented are illustrative only and may not be appropriate for every individual. No recommendation or investment advice is being provided unless and until you enter into an advisory relationship with Savvy Advisors Inc. and receive advice from your advisor based on your specific facts and circumstances.
Tax and Legal Considerations. Certain strategies discussed may involve tax, estate planning, legal, or other considerations. Information was obtained from sources believed to be reliable, but was not verified for accuracy. Federal, state, and local tax laws, including the Internal Revenue Code, are complex and subject to change. Taxpayers are responsible for verifying their taxation obligations.
AI-Generated Content and Advisor Review. Portions of this report were generated using a third-party artificial intelligence (“AI”) tool based on the responses you provided. AI-generated outputs may be incomplete, inaccurate, outdated, or not applicable to your circumstances, particularly if the information provided is incorrect or incomplete. The quality and relevance of the report depend on the accuracy and completeness of the information provided. You should review this report carefully and discuss any potential strategy with your advisor before taking action. Your advisor will review the information with you and help determine whether any strategy may be appropriate based on your financial circumstances, objectives, risk tolerance, liquidity needs, tax situation, and other relevant factors.
General Disclosure. Investment advisory services are offered through Savvy Advisors Inc. (“Savvy”), an investment adviser registered with the Securities and Exchange Commission (“SEC”). Registration with the SEC does not imply any level of skill or training. Standing Oak Advisors is a “doing business as” name used for marketing purposes. Standing Oak Advisors and Savvy are not affiliated. For more information about Savvy, investment risks, conflicts of interest, and risks associated with the use of AI, please review Savvy’s Form ADV Part 2A brochure. A copy of Savvy's brochure can be found at https://www.savvywealth.com/
Tax and Legal Considerations. Certain strategies discussed may involve tax, estate planning, legal, or other considerations. Information was obtained from sources believed to be reliable, but was not verified for accuracy. Federal, state, and local tax laws, including the Internal Revenue Code, are complex and subject to change. Taxpayers are responsible for verifying their taxation obligations.
AI-Generated Content and Advisor Review. Portions of this report were generated using a third-party artificial intelligence (“AI”) tool based on the responses you provided. AI-generated outputs may be incomplete, inaccurate, outdated, or not applicable to your circumstances, particularly if the information provided is incorrect or incomplete. The quality and relevance of the report depend on the accuracy and completeness of the information provided. You should review this report carefully and discuss any potential strategy with your advisor before taking action. Your advisor will review the information with you and help determine whether any strategy may be appropriate based on your financial circumstances, objectives, risk tolerance, liquidity needs, tax situation, and other relevant factors.
General Disclosure. Investment advisory services are offered through Savvy Advisors Inc. (“Savvy”), an investment adviser registered with the Securities and Exchange Commission (“SEC”). Registration with the SEC does not imply any level of skill or training. Standing Oak Advisors is a “doing business as” name used for marketing purposes. Standing Oak Advisors and Savvy are not affiliated. For more information about Savvy, investment risks, conflicts of interest, and risks associated with the use of AI, please review Savvy’s Form ADV Part 2A brochure. A copy of Savvy's brochure can be found at https://www.savvywealth.com/